ChexSystems

What is ChexSystems?


ChexSystems is a specialty consumer reporting agency. ChexSystems is owned by Fidelity National Information Services and specifically compiles information on how consumers handle deposit exchanges at their banking institutions.

What is on a ChexSystems Report?

Some types of the information that would be on a ChexSystems report are:

• Bounced checks
• Overdrafts
• Unpaid balances
• Suspected Fraud
• Identity Theft
• The number of accounts recently applied for
• Account closures

Denied a Bank Account Due to a ChexSystems Report

If you were recently denied a bank account or credit due to information in a ChexSystems report, you should have been provided with a copy of the ChexSystems report, ChexSystems contact information in order to dispute errors, and a summary of your rights under the Fair Credit Reporting Act (FCRA).

Errors on ChexSystems Reports

Like all consumer reporting agencies, ChexSystems is required follow the laws under the FCRA. Consumer reporting agencies must be sure the information they report is accurate and up to date. That is why the FCRA also gives consumers the right to dispute any inaccurate information on their ChexSystems report. The FCRA also gives consumers the right to request a free copy their report.

ChexSystems Dispute

When there are errors on your ChexSystems report it is important to dispute them right away. Inaccurate information on your ChexSystems report can prevent you from getting a bank account and credit that you need.
Under the FCRA you have the right to view your ChexSystems report and dispute any errors.

How to Dispute ChexSystems Report

ChexSystems offers a few ways for you to dispute errors on your report.

• Online: Submit a ChexSystems Dispute Form Online
• Fax: 602-659-2197
• Mail: Address to: Chex Systems, Inc.
  Attn: Consumer Relations
  
7805 Hudson Road

  Suite 100
  
Woodbury, MN 55125
• Telephone: 800-428-9623

Once you submit a dispute ChexSystems will have 30 days to investigate and correct any errors on your report.

Did ChexSystems Keep Reporting Errors After Your Dispute?

If your dispute request is ignored or errors are still being reported on your ChexSystems report, you may have a case and be able to sue ChexSystems in Federal court.

Get help from Consumer Protection Lawyers

The law firm Francis Mailman Soumilas, P.C. helps consumers like you fight back against false consumer reports. These reports are used to make serious financial decisions about you and your credit. They must be accurate.
Have you tried to dispute a ChexSystems report and they ignored it or keep reporting the same errors? Our experienced consumer protection attorneys are here for you. Fill out the form on this page or call us now at 1-877-735-8600 for free case review.

Contact Information for ChexSystems, Inc.

• Address: 7805 Hudson Road, #100
• City: Woodbury
• State: Minnesota
• Zip Code: 55125
• Phone: 800-428-9623
• Fax: 602-659-2197
• Website: www.chexsystems.com