Consumer Rights Blog

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA   John Doe   Plaintiff, vs.   BANK OF AMERICA N.A. d/b/a BAC HOME LOANS SERVICING, LP and Civil Action No. TRANS UNION, LLC and EQUIFAX INFORMATION SERVICES LLC and EXPERIAN INFORMATION SOLUTIONS, INC.   Defendants.     COMPLAINT   I.     Preliminary Statement 1.         This

N THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA Jane Doe,   Plaintiff,   v.   TRANS UNION, LLC and EXPERIAN INFORMATION SOLUTIONS, INC. and CAPITAL ONE (USA) N.A. and HSBC BANK and GE MONEY BANK d/b/a GEMB/WAL-MART   Defendants. )) ) ) ) ) ) ) ) ) ) ) )

IN THE UNITED STATES DISTRICT COURT IN THE EASTERN DISTRICT OF PENNSYLVANIA   Jane Doe   Plaintiff,   v.   TRANS UNION, LLC, EQUIFAX INFORMATION SERVICES LLC, EXPERIAN INFORMATION SOLUTIONS, INC., DESIGNED RECEIVABLE SOLUTIONS, INC., CENTRAL FINANCIAL CONTROL, I.C. SYSTEMS INC., PMAB LLC, LAW OFFICES OF MITCHELL KAY, SCA COLLECTIONS, INC., CREDIT COLLECTION SERVICES, INC.

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA   Jane Doe   Plaintiff,   v.   TRANS UNION, LLC and EXPERIAN INFORMATION SOLUTIONS, INC. and CAPITAL ONE (USA) N.A. and HSBC BANK and GE MONEY BANK d/b/a GEMB/WAL-MART   Defendants. ))) ) ) ) ) ) ) ) ) ) )

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA   John Doe   Plaintiff,   v.   EQUIFAX INFORMATION SERVICES LLC and EXPERIAN INFORMATION SOLUTIONS, INC. and TRANS UNION, LLC and AT&T, INC.   Defendants.   ))) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

The Consumer Financial Protection Bureau released a report that examined the differences for credit scores that are used by lenders and credit scores that are shown to consumers. Consumer reporting agencies keep files on consumers that provide information on their creditworthiness, though consumers and lenders may see different reports on that information. Read more at

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    John Doe   Plaintiff,   v.   TRANS UNION, LLC and EQUIFAX INFORMATION SERVICES LLC and EXPERIAN INFORMATION SOLUTIONS, INC. and PINNACLE CREDIT SERVICES, LLC   Defendants. ))) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Companies track and compile people’s everyday transactions and sell that information to lenders and other entities looking to determine people’s creditworthiness. These companies, known as the “fourth bureau,” are often unregulated, but can significantly affect consumers’ abilities to secure loans, employment and other opportunities. Read the story at The Washington Post.

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA   Jane Doe   Plaintiff,                                                                                                          Civil Action