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Consumer Rights Blog

Woman Buying Car Wrongly Flagged as Terrorist

When a woman went to buy a car, an alert came up on her account indicating that she was on a list of suspected terrorists after the dealership went to check her credit report. Her name was similar to a Colombian woman’s who was the actual suspect. What ensued was a long battle with the

Pennsylvania Complaint Against Allied Interstate, Inc. for FDCPA Violations

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA  John and Jane Doe           Plaintiffs,                  v. ALLIED   INTERSTATE, INC.           Defendant.   ))))) ) ) )   Civil Action   No. 12-3795 Arbitration   AMENDED COMPLAINT This is an action for damages brought by individual consumers,  against Defendant, Allied Interstate, Inc. for violations of the Fair

Medical Bill Discrepancies Can Negatively Affect Credit

Issues with payment of medical bills can result in collections actions that negatively impact credit scores. Those affected may not even realize that their credit has been impacted. Read the story at The New York Times.

Memorandum re: Motion to Dismiss

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA KEESHA GOODE and VICTORIA GOODMAN, on Behalf of Themselves and Others Similarly Situated, Plaintiffs, v. LEXISNEXIS RISK & INFORMATION ANALYTICS GROUP, INC., Defendant. <pCIVIL ACTION NO. 2:11-cv-2950-JD DuBOIS, J. • March 22, 2012 MEMORANDUM I. INTRODUCTION In this putative class action, plaintiffs allege

Motion to Dismiss in LexisNexis Class Action Denied

A class action lawsuit was brought by plaintiffs Keesha Goode and Victoria Goodman that claims LexisNexis classified certain retail workers as thieves in a database and distributed that information to current and prospective employers. The suit alleges that this practice was in violation of the Fair Credit Reporting Act. LexisNexis made a motion to dismiss

Federal Court Order Denying Debt Collector Professional Collection Consultants Inc. Motion to Dismiss

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA CIVIL MINUTES – GENERAL CASE NO.: CV 11-10089-SJO (AGRx) DATE: March 19, 2012 TITLE: Plaintiff v. Wells Fargo Dealer Services, Inc., et al. ======================================================================== PRESENT: THE HONORABLE S. JAMES OTERO, UNITED STATES DISTRICT JUDGE Victor Paul Cruz Courtroom Clerk Not Present Court Reporter COUNSEL PRESENT FOR PLAINTIFF:

Consumer Financial Protection Bureau Issues First Report on Debt Collection

The Consumer Financial Protection Bureau (“CFPB”) issued its first annual report summarizing its activities to administer the Fair Debt Collection Practices Act (“FDCPA”). The report provides information on the number of complaints received in the previous year, provides background on the FDCPA, discusses policy initiatives and plans for the FDCPA and provides other information. Read

Federal Court Decision Against MDA Lending Solutions

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA     Plaintiff, :                                                                                                   CIVIL ACTION v. : : TRANS UNION, LLC, et al., : Defendants. :                                                                                                         No. 11-3607 MEMORANDUM PRATTER, J.                                                                                     JANUARY 25, 2012     Plaintiff filed this action, alleging violations of the Fair Credit Reporting Act that arose

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