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Consumer Rights Blog

Fair Credit Reporting Act Being Used in More Employment-Related Cases

Lawyers who represent employees have noted a large increase in the amount of class action cases being filed under the Fair Credit Reporting Act (the “FCRA”) related to employment screening practices. The lawsuits are alleging that employers violated certain disclosure requirements found in the FCRA when employment screenings like background checks and credit reports. Read

Georgia Complaint Against Equifax Consumer Reporting Agency for Mixing Consumer’s Credit Report with Bankruptcy and Other Negative Information of Another

IN THE UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF GEORGIA ATLANTA DIVISION  JANE DOE           Plaintiff,             v.   EQUIFAX INFORMATION SERVICES LLC             Defendant.                                     )))) ) ) ) ) ) ) ) )   Civil Action File    No. _____________   JURY TRIAL DEMANDED     COMPLAINT 1. This is an action for damages

California Complaint Against Credit Reporting Agencies, Experian and Equifax. Complaint also Against Southern CA Edison Company

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA  John Doe  Plaintiff,  v.  EXPERIAN INFORMATION SOLUTIONS, INC. and EQUIFAX INFORMATION SERVICES, LLC and SOUTHERN CALIFORNIA EDISON, Co.   Defendants.       Civil Action No.                                  Complaint for Violations of Fair Credit Reporting Act and the Rosenthal Fair Debt Collection Practices Act   Demand for Jury Trial  

CFPB regulation of credit-reporting agencies

The Consumer Financial Protection Bureau will be increasing its oversight and regulation of the major credit reporting agencies. This regulation will include the ability to directly regulate the agencies as well as penalize them for violations. Read more at Philly.com.

Pennsylvania Complaint Against Experian and Equifax for Mixing Credit Files of Two Different Consumers

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA  Jane Doe            Plaintiff,   v.                                                             EXPERIAN INFORMATION SOLUTIONS, INC.  and     EQUIFAX INFORMATION SERVICES, LLC             Defendants.   ))) ) ) ) ) ) ) ) ) ) ) ) ) )   Civil Action File   No. ____________   JURY

New Jersey Complaint Against Equifax, Credit Plus, Inc. and Credit Management for Reporting False Information to Third Parties and Mixing Credit Files

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY  John Doe            Plaintiff,   v.   EQUIFAX INFORMATION SERVICES LLC, CREDIT PLUS, INC. and CREDIT MANAGEMENT             Defendants. ))) ) ) ) ) ) ) ) ) ) )  Civil Action No.:        COMPLAINT   JURY TRIAL DEMANDED NON-ARBITRATION

Pennsylvania Complaint Against the Big-3 Credit Bureaus and Capital One for Violations of the Fair Credit Reporting Act

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA  Jane Doe,           Plaintiff,         v. TRANS UNION, LLC         and EXPERIAN INFORMATION SOLUTIONS, INC.         and EQUIFAX INFORMATION SERVICES LLC         and CAPITAL ONE (USA) N.A.           Defendants. ))))) ) ) ) ) ) ) ) ) ) ) )    Civil Action No.  

Pennsylvania Complaint Against Citibank N.A., Trans Union and Experian for Falsely Reporting Bankruptcy on Credit Reports when Consumer Never Filed for Bankruptcy

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA  JOHN DOE           Plaintiff,   v.   TRANS UNION, LLC, and EXPERIAN INFORMATION SOLUTIONS, INC and CITIBANK N.A.             Defendants )))) ) ) ) ) ) ) ) ) ) ) )   Civil Action No.    COMPLAINT       Complaint Preliminary Statement

New Jersey Complaint Against Sterling Infosystems, Inc. for Reporting False Criminal Conviction on Credit Report

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY  JANE DOE             Plaintiff, v.   STERLING INFOSYSTEMS, INC.               Defendant. )))) ) ) ) ) )  Civil   Action No.:     COMPLAINT   JURY TRIAL DEMANDED NON-ARBITRATION  Preliminary Statement This is an action for damages brought by an individual consumer against the

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