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Consumer Rights Blog

5 Tips to Raise your Credit Score to Rock Star Status

It seems like everybody is trying to be a credit score rock star these days.  And why wouldn’t you?  Having good credit makes you eligible for the best credit cards, loans, and mortgages. Here are some great tips to help raise your credit score to rock star status! Pay your bills on time!  Good credit doesn’t

Pennsylvania Complaint Against the Big-3 Credit Reporting Agencies, NCO Financial Services for Violations of the FCRA and FDCPA Resulting in Loss of Credit

 IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    JOHN DOE           Plaintiff,  v.   TRANS UNION LLC and EQUIFAX INFORMATION SERVICES, LLC and EXPERIAN INFORMATION SOLUTIONS, INC. and NCO FINANCIAL SERVICES, INC.             Defendants. ))))) ) ) ) ) ) ) ) ) ) ) ) ) )   Civil Action

Pennsylvania Complaint Against Trans Union, Equifax and Experian Credit Reporting Agencies for Reporting Consumer Dead when Consumer is Living

IN THE UNITED STATES DISTRICT COURT FOR EASTERN DISTRICT OF PENNSYLVANIA  JOHN DOE,              Plaintiff,   v.   TRANS UNION, LLC, EQUIFAX INFORMATION SERVICES, LLC, and EXPERIAN INFORMATION SOLUTIONS, INC.             Defendants. ))  ) ) ) ) ) ) ) ) ) ) ) )     Civil Action No.        

California Complaint Against Experian, Capital One Bank for Reporting Consumer ‘Deceased’ When Consumer is Alive, Making it Impossible for Consumer to Obtain Credit

IN THE UNITED STATES DISTRICT COURT FOR THE CENTRAL DISTRICT OF CALIFORNIA    JANE DOE          Plaintiff,    v.     EXPERIAN INFORMATION SOLUTIONS, INC. and CAPTIAL ONE BANK USA NA             Defendants.     ))))  ) ) ) ) ) ) ) ) ) ) ) ) Civil Action No.                                 Complaint for Violation of Fair

Ruling: FCRA Reporting Limits Don’t Violate 1st Amendment

Federal Judge Rules FCRA Reporting Limits Don’t Violate 1st Amendment A Pennsylvania federal judge on rejected a claim by General Information Services Inc. that the Fair Credit Reporting Act is unconstitutional. This allowed a class action alleging that General Information Services gave prohibited criminal information to employers to go forward. Read more at Law360.

California Complaint Against National Credit Reporting, Inc. for Falsely Reporting Evictions on Consumer Report by Mixing Credit File of Another Consumer

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA ___________  JANE DOE   Plaintiff,   v.   NATIONAL CREDIT REPORTING, INC.   Defendant.       Civil Action No.     COMPLAINT FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT     DEMAND FOR JURY TRIAL PRELIMINARY STATEMENT 1. This is an action for damages brought by an

California Complaint Against Experian Credit Reporting Agency for Mixing Credit Files with Another Consumer, Reporting Multiple Accounts on Wrong Consumer’s Credit Report and Causing Denied Credit Opportunities

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA SOUTHERN DIVISION JOHN DOE Plaintiff,   v.   EXPERIAN INFORMATION SOLUTIONS, INC.   Defendant. Civil Action No.   Complaint for Violations of    Fair Credit Reporting Act   Demand for Jury Trial   I. Preliminary Statement This is an action for damages brought by an individual consumer against the

Pennsylvania Complaint Against Big-Three Consumer Credit Reporting Agencies for Incorrectly Reporting Consumer “Deceased” when Consumer Not Deceased

IN THE UNITED STATES DISTRICT COURT EASTERN DISTRICT OF PENNSYLVANIA    JANE DOE,            Plaintiff,   v.                                                 TRANS UNION, LLC          and EQUIFAX INFORMATION SERVICES, LLC           and EXPERIAN INFORMATION SOLUTIONS, INC.             Defendants.         ))) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )

Pennsylvania Complaint Against Trans Union, Equifax and Experian Consumer Reporting Agencies for Marking Consumer as “Deceased” when Consumer Not Dead on Credit Reports

IN THE UNITED STATES DISTRICT COURT IN THE EASTERN DISTRICT OF PENNSYLVANIA  JANE DOE             Plaintiff,   v.   TRANS UNION, LLC, EXPERIAN INFORMATION SOLUTIONS, INC., EQUIFAX INFORMATION SERVICES, LLC             Defendants.                                      )) ) ) ) ) ) ) ) ) ) ) ) )    Civil Action No.    

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