Consumer Rights Blog

“It has been more than 40 years since Congress passed the Fair Credit Reporting Act (FCRA) out of concern for the growing use and potential misuse of consumer credit history, but its relevance as a consumer privacy statute has never been greater.”  — Read more at: The ABA

Jim Francis  says the bureaus have no systemic incentive to fix things. When they make hundreds of millions of dollars each year in profit, legal losses are small change – “just a cost of doing business”. Read more at Philly.com

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    JOHN DOE           Plaintiff,   v.   TRANS UNION, LLC       and EQUIFAX INFORMATION SYSTEMS LLC         and                                                EXPERIAN INFORMATION        SOLUTIONS, INC.                          Defendants.   )))) ) ) ) ) ) ) ) ) ) ) ) ) )  

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY  JOHN DOE,           Plaintiff,   v.                                                 EXPERIAN INFORMATION                                       COMPLAINT SOLUTIONS, INC.                        

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    JOHN DOE              Plaintiff,   v.   TRANS UNION, LLC.      and EQUIFAX INFORMATION SERVICES LLC             Defendants. ))  ) ) ) ) ) ) ) ) ) ) )     Civil Action No.     Complaint   Jury

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    JOHN DOE              Plaintiff,   v.   EXPERIAN INFORMATION SOLUTIONS, INC. and EQUIFAX INFORMATION SERVICES LLC             Defendants. ))  ) ) ) ) ) ) ) ) ) ) ) ) )     Civil Action No.     Complaint

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    JOHN DOE           Plaintiff,    v.   CBC INNOVIS, INC.                       and                  AMRENT, INC.                        Defendants.   ))))  ) ) ) ) ) ) ) ) )     Civil Action No.   Complaint   Jury Trial Demanded   Preliminary Statement This is

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA SOUTHERN DIVISION   JANE DOEPlaintiff,vs.   EXPERIAN INFORMATION SOLUTIONS, INC.   Defendant.   Civil Action No.                                  Complaint   Demand for Jury Trial   Preliminary Statement  This is an action for damages brought by an individual consumer against the Defendant for violations of the Fair Credit Reporting

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA      JOHN DOE,             Plaintiff,   v.   TRANS UNION, LLC             and EQUIFAX INFORMATION SERVICES LLC                            Defendants. )  ) ) ) ) ) ) ) ) ) ) ) )      Civil Action No.     Complaint

Some credit reporting agencies were falsely reporting consumers as terrorists or drug dealers due to information they pull from the Treasury Department’s Office of Foreign Assets Control (OFAC) list. If the consumer has a similar name to someone on the list, this can result in the mistaken information showing up in their credit report, causing