Written by Alex Bach While I’m sure most people would love to launch a suit on the first person to call them away from Christmas dinner to ask if they’re willing to make a payment on their debt, not every collection practice merits a lawsuit. Some collection agencies follow all the rules set forth by the
Written by Alex Bach Like all things, credit reports had a beginning, too. And like most new inventions, it started out somewhat clunky and only improved as the years went by. Take a look at the evolution of the credit report and see how far it has come. If you’ve got a question about your credit
Written by Alex Bach Debt collectors rank up there with meter maids and tow truck drivers as some of the most loathesome positions in all of society. If we as a society voted to send three positions adrift, you’d bet it’d be those three. Part of what makes the collectors so disliked is that there appears
Written by Alex Bach For many consumers credit remains a somewhat mystical and mysterious entity. We knows there’s a number calculated from a variety of sources; we know that the higher the number is, the better the credit. But we’re still a little uncertain as to exactly how those numbers are generated and changed. So let’s
Written by Alex Bach We try to pay our bills on time but sometimes things happen, payments are missed and the account goes to a credit collection agency. These collection agencies then flood our phones with their attempts to collect that debt, usually making some sort of promise or vague threat to try and get us
Written by Alex Bach Unfortunately we live in an era where cases of annual lists of identity theft can run alongside lists of annual best movies, music and shows of the past year. And like those lists, this list will show us what we’ve possibly overlooked, and, hopefully, what to keep our eyes out for in
Written by Alex Bach Unless you’re Charles Bronson looking for a excuse to go on a rampage of revenge, no one wants to get scammed. And, of course, scammers know that; which is why they design their scams to appear as anything but what they really are. So how can you tell? Not to worry, we’ve
Written by Alex Bach With more and more stories of identity theft occurring every day, it’s becoming increasingly important to take steps to protect yourself. Identity theft is more pernicious than many people expect and even once proven can take years to correct. Don’t let yourself fall victim to thievery by watching out for these sneaky
Written by Alex Bach Errors on your credit report can have costly effects that could potentially take years to correct. That’s why it’s important to monitor your scores and be on the look out for any errors that might arise. Here are some of the most common errors that occur in credit reports. Errors can
Written by Alex Bach Anyone who’s watched TV over the last decade has likely heard that annoying band singing songs of Free Credit Report.com for their eponymous internet company. And those who’ve visited the site have likely found out that Free is a very broad term. So how do you get a free credit report? Are
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