What is Zombie Debt? The Federal Trade Commission (FTC) defines zombie debt as “debt you think is dead, gone, and forgotten, but has somehow come back to life.” Zombie debt can be a result of a multitude of things, and knowing what it is, where it came from, and how to dispute it is critical.
So you have applied for a new job and are now anxiously awaiting the final offer. You know they are just doing a routine background check and once they get it back the job is yours. No worries….right? Even if you do not have a criminal history, you should be concerned about what may show
Clients of Francis Mailman Soumilas, P.C. were reported on in last night’s episode of the show Last Week Tonight with John Oliver on HBO. The episode highlighted credit reporting issues.
On March 15, 2016, Francis Mailman Soumilas, P.C. was recognized by the Pennsylvania Legal Aid Network. This award was in recognition of Outstanding Commitment to Equal Justice for those who have nowhere else to turn. Below is the letter from Pennsylvania Supreme Court Justice, Thomas G. Saylor to Wesley R. Payne of the Pennsylvania Legal
What is the TCPA? The TCPA is the Telephone Consumer Protection Act. The Telephone Consumer Protection Act is the principal federal law that protects consumers from abusive telemarketers, text message spammers, and robocallers. What is a Robocall? Robocallers refer to automatic telephone dialing systems. These systems store the numbers to be called and and then
Law360, New York (February 16, 2016, 10:45 PM ET) — U.S. Supreme Court Justice Antonin Scalia’s unexpected death on Saturday creates a clear opening for the high court to split evenly on whether consumers can sue companies for technical statutory violations without alleging an actual injury, in a ruling that would preserve uncertainty and divergent
Learning more about a founding partner of Francis Mailman Soumilas, P.C. James Francis takes his coffee black – Monday through Friday – but adds cream on the weekends. It’s this kind of discipline mixed with an ability to have some fun that has contributed to Francis’ success, first as a graduate of Temple University’s Beasley
Read the entire article at Community Legal Services of Philadelphia
Law360, Los Angeles (December 4, 2015, 10:28 PM ET) — The Fourth Circuit on Friday upheld a $13.5 million settlement in a class action alleging LexisNexis Risk and Information Analytics Group Inc. violated the Fair Credit Reporting Act by selling reports to debt collectors without first obtaining users’ certification, rejecting class objectors’ arguments that the
A California resident, Amit Patel, was falsely tagged as a terrorist by credit reporting agencies. The implications of this caused problems throughout his day-to-day life. The Office of Foreign Assets Control keeps a list of over 6,000 businesses and individuals that they deem suspicious of terrorist actions. Before 9/11 this list was only in the