You already know what identity theft looks like. But the danger doesn’t stop when you leave town. Your identity can be even more vulnerable to theft when you’re traveling. You wouldn’t leave your front door wide open while away, so it’s just as important to lock down your personal and sensitive information when traveling. Lock
A background screening company has agreed to pay more than $1 million to settle a class action alleging it provided erroneous and expunged background information to people’s prospective landlords. U.S. District Judge John Padova of the Eastern District of Pennsylvania recently approved the accord in Stokes v. RealPage, which focused on claims that the defendant
Under the Fair Credit Reporting Act, you have the right to dispute errors on your credit report and credit reporting agencies are required to investigate the dispute. It’s important to know what to do, and what not to do, when disputing in order for you to get your credit report fixed. These are the top
With recent news reports of data breaches at major corporations and identity theft being a rising issue every year, it’s important to know the biggest signs of identity theft. Of course, this isn’t an exhaustive list of signs of identity theft. If you notice something is fishy with your sensitive information, take action immediately. 1.
Will Equifax be held accountable for the recent data breach? CNN Money asks Jim Francis of the Consumer Law Firm Francis Mailman Soumilas, P.C. for his thoughts and advice. Read the entire article here.
Jim Francis interviewed on KYW News Radio 1060 for advice on credit freezes and consumers impacted by the Equifax Data Breach. The main takeaway for consumers is to check your credit regularly and if you see something that doesn’t look like it should be there, find out what is going on. You have the right
You have likely heard about the recent massive data breach at the Equifax credit reporting agency that affects the personal information, including social security numbers, of as many as 143 million Americans. We recommend that you take the following steps: How to protect yourself from the Equifax Data Breach First, check all of your credit
Francis Mailman Soumilas, P.C. won a major lawsuit in June against TransUnion with $60 million on the line. TransUnion violated the Fair Credit Reporting Act when credit checks confused consumers with other individuals found on the United States Treasury Department’s Office of Foreign Assets Control or OFAC’s “blocked list.” The list includes terrorists, arms dealers,
The Fair and Accurate Credit Transactions Act (FACTA) is an amendment to the Fair Credit Reporting Act that allows consumers to request a free annual credit report from three credit reporting companies, Equifax, Experian and TransUnion. For an added fee, consumers can request a credit score with their report and information on how the score
You already know that you can lose a job because of errors on a background check, but errors on a credit report can also affect your employment. Background checks can often include your credit score; employers like to see what kind of financial risk their employees have. What’s good to keep in mind is that