Are you going on vacation this summer? It’s prime vacation time in the United States, and alongside 100 million other Americans, you’re probably excited to rest and relax with your loved ones. With the allure of fun in the sun, it may be tempting to quickly book a hotel or pay for an unofficial tour, but sometimes your eagerness can result
Consumer protection attorney Mark Mailman was featured in an article about the Fair Credit Reporting Act and employment screening by Megan Cerullo at CBS News. Employers are frequently relying on background checks to screen future and current employees, and Mark Mailman explains that this practice is only becoming more prevalent. Under the FCRA, employers must
What is a secured credit card? Have you heard about Amazon’s Credit Builder Card, which was launched earlier this month? You may be wondering if this kind of card is the right choice for your financial situation. A secured card is a type of credit card that is designed to help an individual with a low credit score
What is a data breach? Data breaches can happen at any time at any business or service that you have used, and chances are, you have already used a product owned by a company associated with a data breach. You may have heard about recent data breaches at the Oregon Department of Human Services, U.S. Customs and Border
Thinking of purchasing a house or refinancing your home? Your credit score plays a significant role when applying for a mortgage because it helps lenders determine how likely you are to repay your debts. According to recent research, you will need a credit score of 580 or higher to secure a Federal Housing Administration loan to purchase
Rideshare companies like Uber and Lyft are notorious for partnering with third-party companies that can produce inaccurate or incomplete background checks.You’ve probably read scary news articles like the stories about the Somali war criminal who passed an Uber background check and the Chicago Lyft driver with a criminal history who was charged with raping a
Becoming an authorized user to a credit card account can be a good way to begin to establish a credit history without being liable for any charges or balances. However, you also take on some risk as an authorized user. Your credit report will show both the good and the bad credit habits of the primary user,
Did you know that as many as 1,000 people are mistakenly included on the Social Security Administration’s Death Master File each month? Because of errors like this, credit reporting agencies can easily mark a living person as deceased. Most often, this happens if a creditor reports an account or accounts as being associated with a
On May 2nd, the Consumer Financial Protection Bureau, a government agency that protects American consumers, filed a complaint against Lexington Law and CreditRepair.com, two of the largest credit repair companies. The suit alleges that the companies violated the Telemarketing Sales Rule (TSR) by requesting and receiving upfront payment for their credit repair services. The TSR stipulates
Original article by Mike Curley – Law360 (April 1, 2019, 3:58 PM EDT) A California magistrate judge has kept alive a suit alleging Whole Foods affiliates have been selling foods containing allergens under a false hypoallergenic label, ruling that the court has jurisdiction because one affiliate runs Whole Foods’ website, which serves the state. In