For many American families, the COVID-19 outbreak has caused some serious financial turmoil. Many people are struggling to pay bills and feed their families. On March 27, 2020 the Coronavirus Aid, Relief, and Economic Security (CARES) Act was enacted. Under the CARES Act, those struggling to pay bills can make special payment arrangements with creditors.
Experian, Equifax, and TransUnion have begun offering free credit reports to all Americans on a weekly basis for the next year to help you protect your financial health during hardships from the coronavirus. Checking your credit report on a regular basis is a great way to stay in control of your credit health, but until
A New York man told the Eleventh Circuit Thursday that a Florida federal court wrongly tossed his proposed class action accusing Ritz-Carlton of deceptively adding automatic gratuities on dining bills at its Florida hotels after the judge improperly limited his claims. Read the Law360 article here Want to listen? You can hear the audio of
In Ramirez v. TransUnion, LLC, the appeals court upheld the jury’s June 2017 award of roughly $8 million in statutory damages across the class, but reduced the jury’s $52 million punitive damages across the class to about $32 million. The Ninth Circuit’s decision comes eight years after Ramirez filed a class action lawsuit against TransUnion
Equifax Sued In Another Class Action Because Of Its Systemic Failure To Investigate Consumer Disputes Of Unauthorized Or Fraudulent Inquiries Appearing On Consumers’ Credit Reports Inquiry information is included on a credit report because it is part of a consumer’s credit history. Inquiries identify the persons and companies from whom the consumer sought credit and
Checkr Hit With A National Class Action By Francis Mailman Soumilas, P.C. And Its Co-Counsel For Reporting Inaccurate And Misleading Criminal History Information About Innocent Consumers Lead Class Action Plaintiff Jose Montanez spent more than two decades of his life in prison for a murder that he did not commit. After he was finally proven
What is the SDN list? The Specially Designated Nationals (SDN) list is maintained by the U.S. Department of the Treasury’s Office of Foreign Assets Control. The list contains names of individuals and companies that are controlled by or acting on behalf of targeted countries. It also contains names of drug traffickers, arms dealers, and suspected terrorists.
The Telephone Consumer Protection Act (TCPA), or 47 U.S.C. § 227, protects consumers from spam texts and robocalls by restricting how and when telemarketing can take place. The act specifically addresses auto-dialing, pre-recorded voice messages, and spam text messages to cell phones, faxes, and residential land lines. According to the TCPA, solicitors cannot: Send unsolicited advertising faxes. Make calls before 8 a.m.
Are you getting married? Marriage is a big step for both your personal life and your finances. As you build a life together, it’s important to understand exactly how your credit score might change as a result of your new commitments. Marriage may not directly affect your score, but if you are applying for things like joint credit
You’ve surely heard the terms “credit score,” “credit report,” and “credit bureaus,” but, like many Americans, you’re probably not exactly sure what they mean. Every consumer deserves to know exactly how and why a credit score is calculated. We’re going to break these concepts down so that you can feel confident in all your credit-related