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Consumer Rights Blog

trucking career

Can Inaccuracies in a Background Check Affect My Trucking Career?

The U.S. Department of Transportation (DOT) regulates the massive commercial trucking industry to ensure safety and efficiency practices within the industry and for the general public. Companies that employ commercial drivers to deliver goods throughout the country are subject to DOT-enforced background screening requirements on all drivers who hold Class A, B, C, and HAZMAT

false credit reporting

Kentucky Woman Sues LexisNexis and Experian for Falsely Claiming on Her Credit Report She Was Deceased

Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Kentucky woman against LexisNexis Risk Solutions Inc. and Experian Information Solutions, Inc., in the U.S. District Court for the Northern District of Georgia, alleging the companies violated the U.S. Fair Credit Reporting Act. According to the complaint in the lawsuit, LexisNexis and Experian

transunion, experian, ameriassist

TransUnion, Experian, and AmerAssist Sued for Allegedly Including False Information on California Man’s Credit Report 

Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a California man against TransUnion, Experian Information Solutions, Inc., and AmerAssist A/R Solutions, Inc., in the U.S. District Court for the Eastern District of Pennsylvania, alleging the companies violated the U.S. Fair Credit Reporting Act. According to the complaint in the lawsuit, Experian, TransUnion,

OFAC Alert

What Is OFAC Alert on My Credit Report?

The Office of Foreign Assets Control (OFAC) is a branch of the U.S. Department of the Treasury that administers, implements, and enforces economic sanctions against countries and individuals who are prohibited from conducting business in the United States including terrorists, money launderers, arms dealers and narcotics traffickers. An OFAC alert may appear on your credit report if your name

Credit Repair Scam

How Do I Avoid Credit Repair Scams?

If you have a poor credit score that is holding you back from securing a mortgage, a car loan, or being eligible for financial aid, there are legitimate credit repair services that can work with you to repair your damaged credit. They will thoroughly examine your credit report, identify negative items that are hurting your

cfpb sues

CFPB Sues Repeat Offenders Transunion and Former Executive for Tricking Consumers with Deceptive Marketing Practices

The Federal Consumer Financial Protection Bureau Director Rohi Chopra has filed a lawsuit against credit reporting agency TransUnion, two of its subsidiaries, and former executive John Danaher, accusing them of continuing to trick consumers into making ongoing payments after the company was previously fined for similar activity in 2017. The 2017 settlement required TransUnion to

CFPB Tries to Nip New Wave of Unlawful Medical Debt Collection and Credit Reporting in the Bud

In November 2016, media outlets across the U.S., including the New York Times, the Wall Street Journal, and the Washington Post, were abuzz with the findings from a new study by Yale University researchers published in the New England Journal of Medicine. According to the study, when a person with health insurance goes to the

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