Identity theft is one of the fastest growing crimes in the world affecting millions of people a year. Due to the increasing rate of ID fraud, consumers must safeguard their personal information now more than ever before. Identity theft can involve everything from medical theft, false social networking profiles, child identification theft, email identity theft,
Identity Theft On The Rise Today’s thieves are becoming extremely adept at attaining stolen data to deplete existing accounts, max credit limits, apply for jobs, and obtain mortgages. Becoming a victim of identity theft can end up costing you a ton of time, stress, and money. The Federal Trade Commission (FTC) estimates 10 million Americans
Fact or fiction: Most Common Credit Report Myths Failing to understand credit scores and how they work can put a dent in your financial life especially if you don’t know fact from fiction when it comes to your credit rating. Companies that create scores are increasingly open about how they work, still myths and misunderstandings
Top credit improvement tips A good credit score is key in many important economic transactions such as buying a house, taking out a loan or applying for a credit card. Improving your credit score won’t happen overnight. Repairing a bad credit report takes time but there are some steps you can take to expedite
Identifying Illegal Telemarketing Techniques and How to Protect Yourself Many legitimate companies and charities use the telephone to solicit consumers, however, both telemarketers and con artists alike sometimes use over aggressive scripted sales pitches and high-pressure tactics to harass and rob consumers everyday. The Federal Trade Commission (FTC) provides a national Do Not Call registry
Online Scams and How to Avoid Them Thousands of people are victimized each year by online scammers who use emotional appeals and urgency tactics to manipulate victims into giving out their personal information and banking account numbers. Mobile phone users, online shoppers, and social network users are all vulnerable to these scammers tactics. These online
Credit report mistakes happen more often than you may think. Nearly a quarter of Americans say they’ve discovered problems with their credit reports and found errors that could affect their ability to get credit or a better interest rate. Here’s how to get a copy of your credit report and here are the errors to
80% of adults in the U.S. are facing uncertain financial times, credit issues or poverty. The sting can be even worse if you’re financial hurt because someone stole your identity and ruined your credit. No matter the reason why you’ve fallen on hard times, it just plain stinks. And we’re in it together. This is
It seems like everybody is trying to be a credit score rock star these days. And why wouldn’t you? Having good credit makes you eligible for the best credit cards, loans, and mortgages. Here are some great tips to help raise your credit score to rock star status! Pay your bills on time! Good credit doesn’t
UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA SOUTHERN DIVISION JOHN DOE Plaintiff, v. EXPERIAN INFORMATION SOLUTIONS, INC. Defendant. Civil Action No. Complaint for Violations of Fair Credit Reporting Act Demand for Jury Trial I. Preliminary Statement This is an action for damages brought by an individual consumer against the
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