Written by Alex Bach In light of the recent breaches in Target and Neiman Marcus, identity theft paranoia is (or should be) at an all time high. Which is good; people are finally starting to get concerned about the very real and very pernicious threat that is identity theft. To further your fear, and you get
Written by Alex Bach With Target’s recent massive security breach, people all over the country have been wondering about the latest developments and asking “Just who is going to look into this and punish those responsible?” Well, it looks like the new sheriff in town is going to be the Secret Service. A division of the
Written by Alex Bach You’ve learned to be weary of shady companies giving out personal information, and you’ve (hopefully) learned to protect yourself and stay away from such people/companies/services. But what if it’s your own government that caused the leak of your valuable information? No, we’re not talking Edward Snowden,this was USIS (U.S. Investigations Services) a
Written by Alex Bach While I’m sure most people would love to launch a suit on the first person to call them away from Christmas dinner to ask if they’re willing to make a payment on their debt, not every collection practice merits a lawsuit. Some collection agencies follow all the rules set forth by the
Written by Alex Bach Like all things, credit reports had a beginning, too. And like most new inventions, it started out somewhat clunky and only improved as the years went by. Take a look at the evolution of the credit report and see how far it has come. If you’ve got a question about your credit
Written by Alex Bach Debt collectors rank up there with meter maids and tow truck drivers as some of the most loathesome positions in all of society. If we as a society voted to send three positions adrift, you’d bet it’d be those three. Part of what makes the collectors so disliked is that there appears
Written by Alex Bach For many consumers credit remains a somewhat mystical and mysterious entity. We knows there’s a number calculated from a variety of sources; we know that the higher the number is, the better the credit. But we’re still a little uncertain as to exactly how those numbers are generated and changed. So let’s
Written by Alex Bach We try to pay our bills on time but sometimes things happen, payments are missed and the account goes to a credit collection agency. These collection agencies then flood our phones with their attempts to collect that debt, usually making some sort of promise or vague threat to try and get us
Written by Alex Bach Unfortunately we live in an era where cases of annual lists of identity theft can run alongside lists of annual best movies, music and shows of the past year. And like those lists, this list will show us what we’ve possibly overlooked, and, hopefully, what to keep our eyes out for in
Written by Alex Bach Unless you’re Charles Bronson looking for a excuse to go on a rampage of revenge, no one wants to get scammed. And, of course, scammers know that; which is why they design their scams to appear as anything but what they really are. So how can you tell? Not to worry, we’ve
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